← All tools

Legal

Terms of Use

The ground rules for using Portfoliogram's free tools. Plain English, no tricks.

The service

Portfoliogram provides free browser-based tools for creative work and everyday money questions. The tools are provided as-is, without any warranty of any kind. We aim to keep them accurate and available, but we can't guarantee they will always be error-free or uninterrupted.

Not professional advice

The money tools — Zakat calculator, PKR converter, EMI calculator, salary tax calculator, and invoice generator — give estimates and information for planning purposes only. They are not financial, tax, or religious advice. Tax rates, nisab values, and exchange rates change; always verify important figures with a qualified professional, such as an accountant, tax advisor, or religious scholar, before making decisions.

Acceptable use

You agree to use the tools lawfully and not to misuse them — no attempts to disrupt the site, scrape it aggressively, or use it for anything unlawful. If you report a problem, you agree to do so honestly and without harming the service.

Your creations

Anything you create with the tools — images, documents, invoices, converted files — is yours. Portfoliogram's site design, branding, and tool code remain ours; please don't copy the site wholesale or present it as your own.

Liability

To the extent the law allows, Portfoliogram is not liable for decisions you make based on the tools' outputs, or for any loss arising from using the site. The tools are free; the risk of relying on them for consequential decisions is yours.

Changes to these terms

These terms may change as the site grows. Continued use of the site after changes means you accept them. Effective date: October 17, 2026.